Sunday, August 02, 2009

Am I Lucky?

Disclaimer: This post is only for keeping track of my thoughts....just like all other of my posts....

A very close friend of mine booked a house in Gurgaon....his thinking that this is a good time as well as a good age to take a house. Another one searching for a house to take so that he can have peace of mind for the rest of his life.......and what am I doing? I am looking for a loan so that I can open 3 more branches of my small business which I started almost as soon as I started earning...and have since been putting most of my savings into it (it HAS started paying back now so I feel that is a good thing...)

Now my thinking...am I lucky that I have a liability in the form of a business to take care of? Because once I had done these things...namely:
  1. Invested in a house, car and other "basic" amenities required in the future....
  2. Put most of my money in EMI's for loans for all the things purchased/booked in point 1...
  3. Become comfortable thinking that whatever I have taken in point 1...and will be paying off through point 2....is all that I need....
Will I ever think of opening my own business??? Will I ever think of coming out of this comfortable scenario??? On the other hand....if as I am doing, I am putting money into a business which is growing....then possibly 5 yrs down the line, I will actually be playing golf or roaming around the world or doing something else when everyone else who started there comfortable life 5 years back will be working monday to friday......am I lucky?

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